The Elder Planning Counselor plays an especially important part in dealing with elders on a financial, social or health basis. 

The astute professional who recognizes elder trends, wants, and needs, will have an ample supply of clients, prospects, and referrals to keep them busy. 

We invite YOU to do what it takes and achieve your EPC Designation – ENROL TODAY


The EPC Designation program will improve your options and give you more control over your business.

Before taking the EPC Designation course, many of our targeted professions treated the 50+ population in the same way as they did their younger clients and prospects

What does the 50+ population expect from you?

Elders appreciate professionals who:

  •  Know the issues and alternatives that are important and unique to senior life

  • Respect their circumstances and confidentiality.

  • Provide guidance and assistance with the elder’s best interests in mind.

  • Accommodate their physical and health challenges such as illnesses, vision, or hearing impairment, when speaking with them.

The Elder Planning Counselor designation program is designed with you in mind. Our goal is to give you the education and tools that you need to work confidently and profitably within the 50+ age group.

Any professional who collaborates with elders will be exposed to the power of having the EPC Designation. Financial Services Professionals, Real Estate Agents, Doctors, Nurses, Healthcare workers, Caregivers, Nursing & Retirement Homeowners or employees, Social workers as well as Funeral Home Directors are only some professions and occupations that will benefit from this highly sought-after Designation.

View complete EPC Curriculum here - CURRENT EPC CURRICULUM 

View more information on How to Become an EPC then decide which method is best for you and ENROL TODAY



Situation Critical - Key World Facts

People worldwide are living longer. The pace of population ageing is much faster than in the past.

Today most people can expect to live into their sixties and beyond. Every country in the world is experiencing growth in both the size and the proportion of older people in the population.

By 2030, 1 in 6 people in the world will be aged 60 years or over. At this time, the share of the population aged 60 years and over will increase from 1 billion in 2020 to 1.4 billion. By 2050, the world’s population of people aged 60 years and older will double (2.1 billion). The number of persons aged 80 years or older is expected to triple between 2020 and 2050 to reach 426 million.

While this shift in distribution of a country's population towards older ages – known as population ageing – started in high-income countries (for example in Japan 30% of the population is already over 60 years old), it is now low- and middle-income countries that are experiencing the greatest change. By 2050, two-thirds of the world’s population over 60 years will live in low- and middle-income countries.

Some World Facts at a Glance

  • The current life expectancy for the World in 2023 is 73.16 years, a 0.24% increase from 2022. The life expectancy for the World in 2022 was 72.98 years, a 0.24% increase from 2021. The life expectancy for World in 2021 was 72.81 years, a 0.24% increase from 2020.

  • Globally, the number of older persons is growing faster than the number of people in all younger age groups. By 2030, older persons will outnumber children under 10 (1.41 billion versus 1.35 billion).

  • The number of individuals categorized as older working-age (55 to 64 years) is projected to surge from 723 million in 2021 to 1,075 million in 2050, and eventually to 1,218 million by 2100

Situation Critical – The Demographic Wave

Canada’s elderly population has already grown from 3.99 million in 2002 to 7.34 million in 2022, which amounts to 84 percent growth. Over the next 20 years, the number of Canadians aged 65 and older is projected to grow by another 49 percent to 10.93 million in 2042. By 2062, the number of seniors in the country is expected to reach almost 14 million.

These projections rely on a number of assumptions about the fertility rate, life expectancy, and immigration and they are relatively conservative, meaning Canada’s population could age at a much faster pace.

Immigration has a rejuvenating effect on the Canadian population, but this effect is not enough to stop the population aging process.

While aging, Canada still has one of the youngest populations among the G7 countries, after the United States and the United Kingdom.

The COVID-19 pandemic slowed population growth in all age groups. However, it has not had a significant impact on population aging.

The fastest-growing population group is our oldest Canadians.

“Seniors aged 85 and older are growing in number and as a proportion of the population. Despite being impacted by the COVID-19 pandemic, this population continues to increase faster than Canada as a whole. The growth of this population will accelerate even further in coming years, as the first baby boomer cohorts will turn 85 in 2031,” warns Statistics Canada.

Today, an estimated 888,400 Canadians are aged 85 and older. Two decades from now, there will be 2.14 million Canadians in this age group—a remarkable 141 percent growth rate.

As more seniors are living to 85 and beyond, an increasing number of individuals will face limitations and long-term health challenges. This will put increasing pressure on all levels of government to ensure adequate support, in areas such as housing, health care and home care, as well as transportation, among other things.

Canadians aged 65 and over made up nearly 13 percent of the total population in 2002. Their share has increased to 19 percent in 2022 and is projected to reach nearly 24 percent in 2042 and 25 percent by 2062.

Put differently, at the turn of the 21st century, approximately one in every eight Canadians were seniors. Four decades later, nearly one in every four Canadians will be in this age group.

Two main demographic trends are behind our aging population: declining birth rates (we are having fewer children) and longer life expectancies (we are living longer). Together, both forces have resulted in an increasing median age that even a significant ramp-up in immigration would have trouble reversing.

Some Quick Canadian Aging Facts

  • In 1952 when the Old Age Security was introduced, the payout began at Age 70 and paid $40.00 per month…Life expectancy in 1952 was only 67 years of age

  • The current life expectancy for Canada in 2024 is 83.11 years, a 0.18% increase from 2023. The life expectancy for Canada in 2023 was 82.96 years, a 0.18% increase from 2022. The life expectancy for Canada in 2022 was 82.81 years, a 0.18% increase from 2021.

  • The average life expectancy for a 65-year-old man is 83 years old while a 65- year-old female can expect to live to 86 years old in 2022.

  • On Jan. 1, 2024, the median age of Canadians was 40.8 years old a slight increase from 2022

  • The working-age population (persons aged 15 to 64) has never been older. More than 1 in 5 persons (21.8%) in this population is close to retirement, that is, aged 55 to 64. This proportion represents an all-time high in the history of Canadian censuses

  •  In Canada, the population aged 15 to 64 still represents a larger share of the total population (64.8%) than in the other G7 countries, particularly Japan (less than 60%). The proportion for the United States is remarkably close to Canada's

  • In 2018, there were 9,457 centenarians in Canada, and that number has consistently increased year over year. In 2022, there were 13,485, according to Statistics Canada. That is about a 43 per cent increase over four years. It is projected that by 2051, the number of centenarians could reach 40,000.

The purpose of providing these numbers is to give you a perspective on the impact that aging has in Canada and the world, and the need to have the knowledge to deal with these important issues. 

Please note that the previous numbers can change at any time throughout the year depending on when the stats were taken. 


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Your first year’s membership fee of $150.00 is waived upon payment of your tuition fee!

The EPC designation will be awarded upon successful completion of a Proctored Qualification examination and acceptance to the Canadian Initiative for Elder Planning Studies. .


Canadian Initiative for Elder Planning Studies Inc.
203-4438 Ontario Street

Beamsville, ON L3J 0A4

Toll Free Phone 855-882-3427 Toll Free Fax 866 209-5111

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